RAC Car Insurance

RAC is one of the leading car insurance providers in the UK. It is because of their years of experience and expertise in the car insurance industry that they help one choose the right car insurance policy at the best possible rates. It also deals in travel, home, van and caravan insurance.

Elements of RAC Car Insurance

Popular elements of comprehensive Compare Car Insurance policy from RAC includes -

  • A 3-year guarantee on repairs by an approved repairer of RAC;
  • A cover for personal injury to the tune of 2,500 pounds which can be further upgraded to 5000 pounds with Insurance Plus;
  • Windscreen repair and replacement;
  • New car replacement if your car is severely damaged and less than 12 months old

What’s there in RAC Car Insurance Plus?

RAC Car Insurance Plus is an upgrade that brings to you host of additional benefits at a little extra cost on your insurance premium. Some of such additional benefits are -

  • Courtesy car, in case you go to an approved repairer
  • You can keep your No claims Discount even if your car is vandalized
  • Assistance with onward transport anywhere in Great Britain (excluding the Channel Islands and Isle of Man)
  • If you are hit by an uninsured driver, RAC promises to refund the excess to its Insurance Plus holders

Other Types of Cover

RAC offers three other types of cover that you can add to your insurance policy. These are -

  • Legal Expenses Cover: With a legal expenses cover from RAC, legal costs (in case you get involved in an accident that is not your fault) up to 100,000 pounds are covered. It also includes -
    • Legal assistance to recover losses that are uninsured
    • 24-hour legal helpline for free legal advice
    • Replacement vehicle for up to 2 days for no extra cost

  • RAC Breakdown Cover: You can add European or UK Breakdown Cover to get roadside recovery and assistance. Breakdown service from RAC Car Insurance promises more patrols per member than any other rescue team.
  • Protection for Your No claims Discount: To avail this cover, you need to have a No Claims history for four or more years. This cover allows you to make a certain number of claims without affecting your No Claims Discount.

RAC offers a bouquet of insurance services and products that provides great value to its customers.