Virgin Car Insurance

Voted as the Best Motor Insurance Provider at Your Money Direct Awards 2007, Virgin Car Insurance is undoubtedly one of the top most car insurance companies in the UK. The low-cost car insurance offered by Virgin Money provides flexible and reliable cover to all UK drivers.

Premiums offered by Virgin Car policies are quite low as compared to its competitors, if we talk about their comprehensive or third party insurance policies. And there is more for online purchasers. One gets to earn a discount of 10% on the cover if one purchases the Virgin Car Insurance policy online. One can also get additional savings if one is already insured with Virgin’s home, pet or travel insurance policy. The following are the key features of Virgin Car Insurance policy.

Features of Virgin Car Insurance Policy

The features of Virgin Car Insurance policy are explained below-

  • Levels of Cover: It provides three levels of cover to its customers. These levels are- Comprehensive, Third Party, Fire and Theft and Third Party. One can choose the level of cover one requires. These levels are explained as below-
    • Comprehensive Policy: In a Virgin Comprehensive Compare Car Insurance policy, you are covered against theft, fire, or damages if your car is broken into. You also get an access to courtesy car basis availability.
    • Third Party, Fire and Theft: Under this cover, you are insured against damages if your car is stolen or it catches fire. However, you are not covered against accidents that take place due to your negligence/fault but you are covered for the damage you do to other’s vehicle.
    • Third Party: Under this level, you are covered against damages that you do to other’s car or property out of your negligence.

  • Additional Benefits: There are several additional benefits that come with the Comprehensive Virgin Car Insurance policy. With a car policy from Virgin, you along with your car are insured against any accident which takes place, with or without your fault.
  • Courtesy Car: With Virgin Car policy, one can also have an access to a courtesy car, while one’s car is lying with the approved repairer, subject to availability.
  • Extras: There are several other optional extras that one can choose to add such as Uninsured Loss Recovery, Protected No Claims Discount, etc, if one chooses to buy car insurance policy from Virgin. Check the policy document for eligibility details, etc.

Virgin Car Insurance is underwritten by UK Insurance Limited and is well promoted by Virgin Money Personal Financial Service Ltd.